Selling your cards
PayPal and Venmo for card sales.
Sell a card privately and you may well be paid by PayPal or Venmo. Both treat paying for an item differently from sending money to a friend. Here is what each says, in its own words.
Quest isn't a payment service, and this isn't legal or financial advice. These are PayPal's and Venmo's US policies as they stated them on 28 October 2026; their own pages are the final word.
PayPal
PayPal asks you to choose a payment type when you send money: a personal payment to friends and family, or a purchase for goods and services. In its own words: "Personal payments aren't covered by PayPal Purchase Protection," while "We cover eligible goods and services payments under PayPal Purchase Protection."
For goods and services payments, PayPal says, "the seller pays a small fee to receive your money." Its Purchase Protection Program page sets out what is and isn't eligible.
Venmo
Venmo says: "The only way to accept payments for goods and services on Venmo is to be explicitly authorized to accept Venmo for purchases. This can be achieved by applying for a business profile or by having the sender tag a payment to a personal profile as a purchase."
Venmo's Purchase Protection page describes cover for eligible payments; terms and limitations apply.
How payment works on the Trade Table
Payment is arranged directly between buyer and seller. Quest does not process payments. A seller chooses the ways they'll be paid, and the post shows them: PayPal Goods & Services, a Venmo purchase payment, cash at pickup, or another way the seller names. See Act.
Sources
Descriptions of other companies are taken from their own websites or App Store listings, checked 28 October 2026. Names belong to their owners; Quest is not affiliated with them.
- PayPal, "What's the difference between friends and family or goods and services payments?": paypal.com
- PayPal, "PayPal's Purchase Protection Program" (last updated 26 January 2026): paypal.com
- Venmo, "Can I use Venmo to buy or sell merchandise, goods, or services?": help.venmo.com
- Venmo, "Purchase Protection": venmo.com/purchaseprotection